Obamacare Disproportionally Affects Seniors and the Young

March 12, 2013

 

Obamacare will affect senior and young people disproportionally when it hits with full force next year.  Knowledgeable seniors already know to expect less than in the past because of the cuts to future Medicare funding payment for more than half of the Obamacare health law. They also know that better care will not be forthcoming even though Insurance rates will increase.

Consider Hospitals: They will have $247 billion less to care for the same number of seniors than if Medicare had not been passed, resulting in a greater workload of patients for available nurses. Reducing nursing care will likewise result in elderly patients having a lower chance of survival during their hospital stay.

Regarding the term “death panels”, which has been bandied about, and denied by the Obama administration, Obamacare calls for the establishment of a Patient-Centered Outcomes Research Institute for the government to determine which treatment works best so money is not spent on less effective treatment.  Although Obamacare makes clear that the secretary of heath and human  services may not use research data from the new institute in a manner that treats the life of elderly, disable, or terminally ill individual as lower in value than that of an individual who is younger, non-disable or not terminally ill, that dictate comes with a qualifier that leaves the health secretary with the power to use government-provided research data to determine whether “alternative treatments” are effective in extending the life of the elderly, disabled, or terminally ill.   http://www.wnd.com/2013/01/more-evidence-of-death-panels-in-obamacare/

The young are in for an even bigger surprise.   A report released on March 6th by the House Committed on Energy and Commerce indicated that “while the majority of Americans will likely see their healthcare premiums increase, no one will swallow the cost burden more than young Americans.”  Concluded by the House Committee Report is that young Americans could see an increase as much as 203%.

Such an increase could break the bank for young adults just starting out on their own.  Take the city of Chicago, the average current health care premiums of young Americans is $756.  Under Obamacare it will go up to $2,268, an increase of 202%.

Three reasons are given as to why young Americans will be disproportionately affected by Obamacare:

1.  Obamacare mandates that all Americans pay healthcare premiums regardless of anticipated medical expense.  Young Americans must subsidize retirees who use healthcare far more often to level the insurance price disparity between younger and older Americans.

2.  Obama mandates certain health services be covered by health insurance.  These include coverage for preventive and wellness services, chronic disease management, rehabilitative and habilitative services, and many more.  In short,m the more categories you are forced to cover, the more expensive your premium will be.  No more affordable catastrophic plans.

3.  The total cost of new taxes and fees on drug manufacturers, devise manufacturers, and health care plans is $165 billion.  This will ultimately be passed on to the consumer in higher premiums.

The same report also brings bad news for families and indicates that the cost of family premiums could rise to $7,186 in the next decade.  http://www.breitbart.com/Big-Government/2013/03/06/NEW-REPORT-Youth…

Many Americans still believe President Obama’s initial claims that healthcare plans could be kept if liked and that premiums would go down while the level and quality of care would improve.

When the price hikes do occur, might it be disingenuous to continue to call Obamacare the “Affordable Care Act”?

Monday, March 11, 2013 at 01:29 PM | Permalink

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